Buy the things you love today and pay for them over time, interest free
Free shipping & returns in Australia
Zip is an easy and flexible payment method which gives you the freedom to buy now and pay later at thousands of Australia’s favourite stores and clinics.
There are two reusable account types, Zip Pay and Zip Money. Zip Money offers account limits from $1000 up and can be used for those big ticket items you have had your eye on but may want to pay over time, on your terms.
You can apply for a Zip account in minutes online. To apply you need to be an Australian Permanent Resident or Citizen and 18 years of age. Applications involve identity verification and a credit check.